.apply-loan-section {
    padding: 80px 0;
    background: #f5f7fb;
}

.loan-heading-wrap {
    text-align: center;
    margin-bottom: 50px;
}

.loan-heading {
    font-size: 42px;
    font-weight: 700;
    color: #000066;
}

.loan-subheading {
    margin-top: 10px;
    color: #666;
    font-size: 16px;
}

.loan-wrapper {
    display: flex;
    gap: 35px;
}

.loan-left {
    width: 40%;
}

.loan-right {
    width: 60%;
    background: #fff;
    border-radius: 22px;
    padding: 45px;
    box-shadow: 0 10px 35px rgba(0, 0, 0, .06);
}

.loan-card {
    background: #000066;
    color: #fff;
    border-radius: 22px;
    padding: 45px;
    height: 100%;
}

.loan-card h3 {
    font-size: 32px;
    margin-bottom: 25px;
}

.loan-card h4 {
    font-size: 20px;
    margin-bottom: 10px;
}

.loan-card p {
    line-height: 30px;
    font-size: 15px;
}

.social-section {
    margin: 35px 0;
}

.social-section h3 {
    font-size: 24px;
    margin-bottom: 15px;
}

.social-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.social-links li {
    margin-bottom: 12px;
}

.social-links a {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #fff !important;
    text-decoration: none;
    font-size: 16px;
    background: transparent !important;
}

.social-links i {
    width: 36px;
    height: 36px;
    background: #fff;
    color: #000066;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 6px;
    font-size: 18px;
    flex-shrink: 0;
}

.map-wrap iframe {
    width: 100%;
    height: 250px;
    border: 0;
    border-radius: 12px;
    margin-top: 15px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 10px;
    color: #333;
}

.form-control {
    width: 100%;
    height: 52px;
    border: 1px solid #dcdcdc;
    border-radius: 8px;
    padding: 0 15px;
    font-size: 14px;
    transition: 0.3s;
    outline: none;
    background: #fff;
}

.form-control:focus {
    border-color: #000066;
    box-shadow: 0 0 0 4px rgba(0, 0, 102, 0.08);
}

select.form-control {
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%23000066' viewBox='0 0 16 16'%3E%3Cpath d='M2 5l6 6 6-6' stroke='%23000066' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 15px center;
    background-size: 14px;
    padding-right: 45px;
    cursor: pointer;
}

.help-block {
    display: block;
    color: #e53935;
    font-size: 13px;
    margin-top: 7px;
    min-height: 18px;
}

.form-group.has-error .form-control {
    border-color: #e53935;
}

.form-group.has-error .form-control:focus {
    box-shadow: 0 0 0 4px rgba(229, 57, 53, 0.08);
}

.checkbox-group {
    margin-bottom: 15px;
}

.consent-label {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    margin-bottom: 0;
}

.consent-label input[type="checkbox"] {
    flex-shrink: 0;
    width: 14px;
    height: 14px;
    cursor: pointer;
}

.consent-text {
    font-size: 14px;
    color: #333;
    line-height: 1.5;
    font-weight: 400;
}

.consent-text a {
    color: #000066;
    text-decoration: underline;
    font-weight: 600;
}

.career-btn {
    width: 100%;
    height: 58px;
    border: none;
    border-radius: 999px;
    background: #000066;
    color: #fff;
    font-weight: 600;
    font-size: 16px;
    transition: 0.3s;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 10px;
}

.career-btn:hover {
    background: #00004d;
}

.career-btn.loading {
    background-color: #ccc;
    cursor: not-allowed;
}

.career-btn.loading .btn-text {
    display: none;
}

.btn-loader {
    display: none;
}

.career-btn.loading .btn-loader {
    display: inline-block;
}

/* --- Responsive Layout --- */

@media(max-width: 991px) {

    .loan-left,
    .loan-right {
        width: 100%;
    }
}

@media(max-width: 768px) {
    .loan-wrapper {
        flex-direction: column-reverse;
        gap: 30px;
    }

    .apply-loan-section {
        padding: 40px 0;
    }

    .loan-card,
    .loan-right {
        padding: 30px;
    }
}

@media(max-width: 480px) {
    .loan-heading {
        font-size: 32px;
    }

    .loan-card,
    .loan-right {
        padding: 20px;
        border-radius: 15px;
    }
}

@media(max-width: 374px) {
    .loan-heading {
        font-size: 26px;
    }

    .loan-card,
    .loan-right {
        padding: 15px;
    }

    .loan-card h3 {
        font-size: 24px;
    }

    .loan-card h4 {
        font-size: 18px;
    }

    .social-section h3 {
        font-size: 20px;
    }

    .social-links a {
        font-size: 14px;
    }

    .social-links i {
        width: 30px;
        height: 30px;
        font-size: 16px;
    }

    .consent-text {
        font-size: 13px;
    }

    .career-btn {
        height: 50px;
        font-size: 15px;
    }

    .form-control {
        height: 48px;
        font-size: 13px;
    }
}